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California AG Wants Pay Option ARM Answers

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Paydays, pay periods, and the final wages. In California, wages, with some exceptions (see table below), must be paid at least twice during each calendar month on the days designated in advance as regular paydays. The employer must establish a regular payday and is required to post a notice that shows the day, time and location of payment.

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Their income is not dependent on income from agriculture. Rural resident – this buyer wants to live in the country but does not want to farm or generate farm income. The type of buyer you are plays into the amount of down payment because a full-time farmer has different loan needs than a rural resident. Frequency of Payment

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I’m a mortgage broker in the State of FL, and I agree that the Pay Option ARM is not for everyone. The biggest problem with this is that we have too many people in the mortgage industry focusing on their paychecks rather than the needs of the client.

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