CAR chastises lenders over short sales

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The California Association of Realtors Wednesday delivered a public reprimand to the nation’s top mortgage lenders and servicers over their handling of short sales.. CAR chastises lenders.

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Short Sale vs Foreclosure: What’s the Difference?. but with a short sale the lender gets involved, too.. who exercises no control over the process. By contrast, a short sale allows the owner to reside in the property and retain some control over the short sale process.

It seems to me that foreclosure, short sale, deed in lieu, cash for keys all mean the lender probably lost money so there is a negative connotation – Its my understanding all of those things get reported simply as "foreclosures" on credit reports.

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CAR chastises lenders over short sales. As we all know, both Fannie and Freddie have received capital from the Treasury. trustees, mortgage servicers, attorneys, and academics. It collects all sorts of documents related to mortgage.

Short sales allow borrowers struggling to make their payments to put their homes on the market for less than they owe on the properties. When offers come in from buyers, the bank or mortgage company has to approve the deal. Lenders will only do that when a short sale costs less than foreclosing.

In this regard, lenders prefer short sales over foreclosures. Whether the lender agrees to your short sale offer depends on how much the lender feels the property would bring at auction. Low.

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A short sale is a sale in which a homeowner, or seller, accepts an offer for their home that is less than the amount owed on the mortgage but the lender agrees to accept that amount. Find out if a short sale is right for you today.

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